[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.simpli.cz\/jak-vybrat-pujcku-na-auto\/#Article","mainEntityOfPage":"https:\/\/www.simpli.cz\/jak-vybrat-pujcku-na-auto\/","headline":"Jak vybrat p\u016fj\u010dku na auto","name":"Jak vybrat p\u016fj\u010dku na auto","description":"Auto si nekupujeme ka\u017ed\u00fd den. Zpravidla se jedn\u00e1 o vy\u0161\u0161\u00ed v\u00fddaj, finan\u010dn\u00ed prost\u0159edky jsou \u010dasto limitem pro rozhodnut\u00ed, zda po\u0159\u00eddit v\u016fz nov\u00fd nebo ojet\u00fd i […]","datePublished":"2020-01-16","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.simpli.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.simpli.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/7c144e1de0ecc43e7a8353c804f0c7ea63c9554336576e7048c4bdeaa59bbbbb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7c144e1de0ecc43e7a8353c804f0c7ea63c9554336576e7048c4bdeaa59bbbbb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"simpli.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.simpli.cz\/wp-content\/uploads\/img_a366780_w4193_t1579374229.jpg","url":"https:\/\/www.simpli.cz\/wp-content\/uploads\/img_a366780_w4193_t1579374229.jpg","height":0,"width":0},"url":"https:\/\/www.simpli.cz\/jak-vybrat-pujcku-na-auto\/","about":["Finance"],"wordCount":399,"articleBody":"Auto si nekupujeme ka\u017ed\u00fd den. Zpravidla se jedn\u00e1 o vy\u0161\u0161\u00ed v\u00fddaj, finan\u010dn\u00ed prost\u0159edky jsou \u010dasto limitem pro rozhodnut\u00ed, zda po\u0159\u00eddit v\u016fz nov\u00fd nebo ojet\u00fd i pro v\u00fdb\u011br konkr\u00e9tn\u00ed zna\u010dky a typu vozu.Trh nab\u00edz\u00ed n\u011bkolik mo\u017enost\u00ed, jak po\u0159\u00edzen\u00ed vozu financovat, v\u00a0z\u00e1sad\u011b jsou rozd\u00edly p\u0159edev\u0161\u00edm v\u00a0ru\u010den\u00ed za poskytnutou p\u016fj\u010dku.Nejjednodu\u0161\u0161\u00ed variantou je b\u011b\u017en\u00fd spot\u0159ebitelsk\u00fd \u00fav\u011br, zde nen\u00ed pot\u0159eba \u017e\u00e1dn\u00e1 akontace a v\u016fz z\u00a0n\u011bj lze financovat cel\u00fd. Banka zp\u016fsob pou\u017eit\u00ed finan\u010dn\u00edch prost\u0159edk\u016f nijak neomezuje, ani se nept\u00e1, k\u00a0\u010demu je pou\u017eijete. Ve velk\u00e9m technick\u00e9m pr\u016fkazu vozidla budete zaps\u00e1ni jako jeho majitel\u00e9. S\u00a0vozem m\u016f\u017eete libovoln\u011b disponovat, kdykoli jej prodat. Tato flexibilita ze strany banky b\u00fdv\u00e1 vyv\u00e1\u017eena vy\u0161\u0161\u00ed RPSN, \u00farokov\u00e1 sazba b\u00fdv\u00e1 z\u00e1visl\u00e1 na v\u00fd\u0161i poskytnut\u00e9ho \u00fav\u011bru a dob\u011b jeho spl\u00e1cen\u00ed.Dal\u0161\u00ed mo\u017enost\u00ed je autop\u016fj\u010dka nebo leasing, ten nab\u00edzej\u00ed v\u011bt\u0161inou dce\u0159in\u00e9 spole\u010dnosti bank. Z\u00e1sadn\u00ed rozd\u00edl je v\u00a0tom, \u017ee u vozu po\u0159\u00edzen\u00e9ho na leasing je po dobu leasingu jeho majitelem leasingov\u00e1 spole\u010dnost, ta je i zapsan\u00e1 jako majitel v\u00a0technick\u00e9m pr\u016fkazu vozidla. N\u011bkdy u sebe ponech\u00e1v\u00e1 i velk\u00fd technick\u00fd pr\u016fkaz. Naproti tomu u autop\u016fj\u010dky jste majitelem vy.Celkov\u00e1 n\u00e1kladovost \u00fav\u011bru se v\u00fdrazn\u011b li\u0161\u00ed podle toho, zda je sou\u010d\u00e1st\u00ed i poji\u0161t\u011bn\u00ed vozu. U dra\u017e\u0161\u00edch voz\u016f b\u00fdv\u00e1 v\u00a0\u0159ad\u011b p\u0159\u00edpad\u016f havarijn\u00ed poji\u0161t\u011bn\u00ed podm\u00ednkou, n\u00e1klady jsou proto vy\u0161\u0161\u00ed.Operativn\u00ed leasing zahrnuje pouze spl\u00e1tky, bez po\u010d\u00e1te\u010dn\u00ed akontace. V\u00a0podstat\u011b se jedn\u00e1 o formu pron\u00e1jmu, kdy po uplynut\u00ed sjednan\u00e9 doby v\u016fz vrac\u00edte leasingov\u00e9 spole\u010dnosti. Existuj\u00ed r\u016fzn\u00e9 varianty, s\u00a0\u010d\u00e1ste\u010dn\u00fdm nebo \u00fapln\u00fdm servisem vozu, je stanoven ro\u010dn\u00ed prob\u011bh kilometr\u016f, p\u0159i p\u0159ed\u010dasn\u00e9m ukon\u010den\u00ed b\u00fdvaj\u00ed vysok\u00e9 finan\u010dn\u00ed sankce.\u00dav\u011bry, leasing i poji\u0161t\u011bn\u00ed vozu je mo\u017en\u00e9 vy\u0159\u00eddit p\u0159\u00edmo v autosalonech nebo autobazarech, v\u017edy z\u00e1le\u017e\u00ed na konkr\u00e9tn\u00edch podm\u00ednk\u00e1ch. Posuzuje se st\u00e1\u0159\u00ed vozu, jeho zna\u010dka a typ, p\u0159\u00edpadn\u011b technick\u00fd stav a m\u00edra opot\u0159eben\u00ed.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak vybrat p\u016fj\u010dku na auto","item":"https:\/\/www.simpli.cz\/jak-vybrat-pujcku-na-auto\/#breadcrumbitem"}]}]